Creamy Taco Soup

Featured in: Everyday Home Meals

Indulge in a bowl of pure comfort with this rich Tex-Mex inspired soup that combines seasoned ground beef, black beans, sweet corn, and melted cheddar cheese in a velvety cream broth. The blend of taco seasoning, cumin, and smoked paprika creates that familiar south-of-the-border flavor profile you love, while the heavy cream adds luxurious body without overwhelming the spices.

What makes this soup special is how it comes together in under an hour—brown the meat, sauté the vegetables, simmer with beans and corn, then finish with cream and cheese for that restaurant-quality creaminess. The result is a filling meal that's naturally gluten-free and easily adaptable for vegetarians or those wanting extra heat.

Top it with crushed tortilla chips, fresh cilantro, a dollop of sour cream, and a squeeze of lime for the complete experience. It's the kind of soup that brings everyone to the table, perfect for feeding a family or meal prepping for the week ahead.

Updated on Wed, 28 Jan 2026 16:44:00 GMT
A bowl of creamy taco soup topped with shredded cheese, green onions, and crushed tortilla chips, next to lime wedges for squeezing.  Save
A bowl of creamy taco soup topped with shredded cheese, green onions, and crushed tortilla chips, next to lime wedges for squeezing. | zestykhubz.com

The first time I made this creamy taco soup was during an unexpected autumn storm that knocked out the power in my neighborhood for hours. The sky had darkened early, and with only my gas stove still working, I rummaged through the pantry by flashlight. Something warm and hearty seemed right, and the combination of spices filled my dimly lit kitchen with the most comforting aroma as rain pattered against the windows. My family huddled around the table with candles flickering, and somehow, that impromptu meal became more memorable than any carefully planned dinner party.

My neighbor Sarah once knocked on my door in tears after a tough day at work, and without thinking, I ladled her a bowl of this taco soup I had simmering on the stove. We sat at my kitchen counter, steam rising between us, and I watched as the tension visibly left her shoulders with each spoonful. She laughed through her tears when I offered her extra tortilla chips to crumble on top, confessing she hadnt eaten since breakfast. Now whenever I make this soup, Sarah mysteriously appears at my door, always bringing a different cheese to try in it.

Ingredients

  • Ground beef: I prefer using 85/15 lean-to-fat ratio because it adds just enough richness without making the soup greasy, but ground turkey works beautifully if youre looking for something lighter.
  • Heavy cream: Add this toward the end of cooking and never let it boil after adding, or youll risk the cream breaking and becoming grainy instead of silky smooth.
  • Black beans: Always rinse these thoroughly under cold water until it runs clear to remove the starchy, slightly metallic-tasting liquid they come packed in.
  • Taco seasoning: Store-bought works in a pinch, but Ive found mixing my own from pantry spices gives me control over the salt level and lets me amp up the smoked paprika, which adds incredible depth.
  • Bell pepper: Red bells are my go-to for their sweetness, but Ive used orange and yellow with equally delicious results, just avoid green peppers which can add a bitter note to the cream base.

Instructions

Product image
Wash produce, prep ingredients, rinse cookware, and streamline cooking tasks with an all-in-one sink workstation.
Check price on Amazon
Brown the beef with care:
Heat your pot before adding the ground beef and break it apart with a wooden spoon as it cooks, looking for that golden-brown color that means youre building flavor. Youll know its ready when you hear that satisfying sizzle and see caramelized bits forming on the bottom of the pot.
Build your flavor base:
Once you add those diced vegetables to the meat, listen for the change in sound from sizzle to steam as they release their moisture. The onions should become translucent but not brown, which takes about 4-5 minutes of occasional stirring.
Bloom the spices:
When you add your seasonings, stir constantly for that one minute to prevent burning while the heat awakens their essential oils. Your kitchen should suddenly fill with a warm, fragrant aroma that makes your mouth water.
Simmer with patience:
After adding the tomatoes, corn, beans, and broth, maintain a gentle bubble rather than a rolling boil. This slower cooking allows the flavors to meld without making the vegetables too soft.
Create the creamy magic:
Lower your heat before adding the cream and cheese, then stir slowly in a figure-eight motion until everything is incorporated. Watch as the soup transforms before your eyes from bright and brothy to rich and velvety.
Garnish with abandon:
This is where personal expression happens, so let everyone customize their bowl. The contrast of cool sour cream against the hot soup creates little pockets of flavor that make each spoonful slightly different from the last.
Product image
Wash produce, prep ingredients, rinse cookware, and streamline cooking tasks with an all-in-one sink workstation.
Check price on Amazon
Creamy taco soup simmering in a Dutch oven, with ground beef, corn, and beans in a rich, tomato-based broth.  Save
Creamy taco soup simmering in a Dutch oven, with ground beef, corn, and beans in a rich, tomato-based broth. | zestykhubz.com

I brought this taco soup to my brothers housewarming last winter, arriving with a crockpot full during the worst snowstorm of the year. His moving truck had been delayed, and the house was nearly empty except for camping chairs and boxes. We huddled around that pot with plastic spoons, laughing at how the steam fogged up his glasses with each bite. When his furniture finally arrived days later, he texted me a photo of his properly set dining table with the caption, Not as good as soup on moving boxes.

Make It Your Own

The beauty of this soup lies in its adaptability to whatever your refrigerator offers up on a busy weeknight. Ive tossed in leftover rotisserie chicken instead of beef, added diced zucchini when the garden was overflowing, and once when I ran out of cream, I used coconut milk with surprisingly delicious results. The soup seems to welcome these improvisations, sometimes becoming even better with these unplanned substitutions. My daughter now specifically requests what she calls the green version, which happened when I blended in some wilting spinach that needed using up.

Serving Suggestions

While this soup is certainly hearty enough to stand alone as a meal, Ive found a few simple sides that elevate the experience without adding much prep time. A simple green salad dressed just with lime juice and olive oil provides a bright counterpoint to the richness of the soup. Warm flour tortillas for dipping let you capture every last drop from your bowl. And for those big gatherings where I need to stretch the meal further, a pot of cilantro lime rice on the side lets guests build a sort of soup-and-rice bowl that feels more substantial while still highlighting the soups flavors.

Storage and Reheating

This taco soup might be the rare recipe that actually improves overnight in the refrigerator, as the flavors continue to develop and deepen. Ive discovered that when reheating, adding a splash of fresh broth or even a tablespoon of water helps maintain the creamy consistency without thinning the flavor. The dairy can sometimes separate when frozen and reheated, but a quick whisk while warming brings it back together beautifully.

  • Store leftovers in airtight containers in the refrigerator for up to 3 days, keeping toppings separate.
  • For freezing, consider leaving out the cream and cheese, adding them fresh when you reheat for the best texture.
  • Always reheat gently over medium-low heat, stirring occasionally to prevent the bottom from scorching.
Product image
Rinse produce, clean cookware, and fill pots smoothly with flexible spray options for everyday cooking.
Check price on Amazon
Close-up view of creamy taco soup in a rustic bowl, garnished with fresh cilantro, cheese, and a dollop of sour cream. Save
Close-up view of creamy taco soup in a rustic bowl, garnished with fresh cilantro, cheese, and a dollop of sour cream. | zestykhubz.com

This creamy taco soup has become my universal solution to almost any occasion that calls for comfort. Whether youre celebrating good news or nursing disappointments, theres something about carrying a steaming bowl to the table that says everything will be alright.

Recipe FAQs

Can I make this soup ahead of time?

Absolutely. This soup actually tastes better the next day as the flavors have time to meld together. Store it in an airtight container in the refrigerator for up to 4 days. When reheating, warm gently over low heat to prevent the cream from separating.

Is this soup freezer-friendly?

Yes, it freezes well for up to 3 months. However, for best texture, consider adding the heavy cream and cheese after thawing and reheating. Portion into freezer-safe containers, leaving some space for expansion, and thaw overnight in the refrigerator before reheating.

How can I make this vegetarian?

Simply omit the ground beef and add an extra can of black beans or use a plant-based ground meat alternative. You can also add diced zucchini or extra bell peppers for more bulk. The vegetable broth works perfectly with the existing seasoning blend.

What's the best way to adjust the spice level?

Start with the recommended amounts, then add more chili powder or diced jalapeños during the simmering stage if you prefer more heat. For a milder version, reduce the chili powder to ¼ teaspoon and omit any spicy toppings. The beauty of this soup is how easily customizable it is.

Can I use milk instead of heavy cream?

While you can substitute whole milk, the soup won't be as rich and creamy. If using milk, consider making a roux with butter and flour to thicken the base first, or stir in a bit of cornstarch slurry. Heavy cream provides that luxurious restaurant-style texture that makes this soup special.

What should I serve with this soup?

Warm crusty bread, tortilla chips, or cornbread are classic choices. A simple green salad with cilantro-lime dressing balances the richness perfectly. For a complete Tex-Mex spread, serve alongside Mexican rice or roasted corn and elote.

Creamy Taco Soup

A rich, comforting soup with bold taco flavors, creamy texture, and hearty ingredients perfect for chilly nights.

Time to Prep
15 min
Time for Cooking
30 min
Overall Time
45 min
Created by Emma Collins

Recipe Category Everyday Home Meals

Skill Level Easy

Cuisine Type Tex-Mex

Makes 6 Number of Servings

Diet Guidelines None specified

What You Need

Meats

01 1 pound ground beef or ground turkey

Vegetables

01 1 medium yellow onion, diced
02 2 cloves garlic, minced
03 1 red bell pepper, diced
04 1 can (14 ounces) diced tomatoes with juice
05 1 can (14 ounces) sweet corn, drained
06 1 can (14 ounces) black beans, drained and rinsed
07 2 green onions, sliced

Dairy

01 ¾ cup plus 2 tablespoons heavy cream
02 1 cup shredded cheddar cheese, plus more for garnish

Liquids

01 3 cups chicken or beef broth

Spices & Seasonings

01 2 tablespoons taco seasoning
02 1 teaspoon ground cumin
03 1 teaspoon smoked paprika
04 ½ teaspoon chili powder
05 ½ teaspoon salt
06 ¼ teaspoon black pepper

Optional Toppings

01 Sour cream
02 Fresh cilantro, chopped
03 Crushed tortilla chips
04 Lime wedges

How To Make

Step 01

Brown the Meat: In a large pot or Dutch oven, cook the ground beef over medium-high heat until browned and crumbly. Drain excess fat if needed.

Step 02

Sauté the Aromatics: Add the diced onion, garlic, and bell pepper. Sauté for 4 to 5 minutes until softened.

Step 03

Bloom the Spices: Stir in the taco seasoning, cumin, smoked paprika, chili powder, salt, and pepper. Cook for 1 minute until fragrant.

Step 04

Build the Broth Base: Add the diced tomatoes with juice, corn, black beans, and broth. Stir well and bring to a gentle boil.

Step 05

Simmer the Soup: Reduce heat and simmer for 15 minutes, stirring occasionally.

Step 06

Finish with Cream and Cheese: Lower the heat, then stir in the heavy cream and shredded cheddar cheese. Cook for 2 to 3 more minutes until the cheese is melted and the soup is creamy. Do not boil after adding cream.

Step 07

Season and Serve: Adjust seasoning if needed. Ladle into bowls and garnish with green onions, extra cheese, and desired toppings.

Equipment Needed

  • Large soup pot or Dutch oven
  • Wooden spoon or spatula
  • Chef's knife
  • Cutting board
  • Ladle

Allergy Info

Check ingredient labels for allergens and talk to a doctor if you have concerns.
  • Contains dairy (heavy cream and cheddar cheese)
  • May contain gluten (verify labels on store-bought broth and taco seasoning)
  • May contain soy (store-bought taco seasoning)
  • Contains corn (canned corn and tortilla chips if used)
  • Contains legumes (black beans)

Nutrition Details (per portion)

Details here are just for reference—always consult your health provider.
  • Energy (Calories): 485
  • Total Fats: 28 g
  • Carbohydrates: 29 g
  • Proteins: 27 g